Research

The Impact of Rate Environments on Racial and Ethnic Disparities in Mortgage Rates. 2026. Real Estate Finance, 43(1), 1-22.

“Credit for Me but Not for Thee: The Effects of the Illinois Rate Cap” with Gregory Elliehausen and Thomas W. Miller Jr. 2023. Public Choice, 197, 397-420. [This paper was the topic of discussion in the legislatures of Illinois and South Carolina, including congressional testimony before the South Carolina Legislature. It was also the topic of discussion more than one dozen articles in Forbes, Real Clear Markets, JD Supra, and other popular press outlets.]

“Are Economic Arguments Against Immigration Missing the Boat? The Fiscal Effects of the Mariel Boatlift” with Lili Yao and Claudia R. Williamson. 2022. Southern Economic Journal, 89(2), 305-325..

“The Effect of Mass Legalization on US State-level Institutions: Evidence from the Immigration Reform and Control Act” with Lili Yao and Claudia R. Williamson. 2021. Public Choice,189(3), 427-463.

“Do Consumers Need More Protection from Small-Dollar Lenders? Historical Evidence and a Roadmap for Future Research” with Gregory Elliehausen and Thomas W. Miller, Jr. 2020. Economic Inquiry, 58(4), 1577-1613.

“Does Balance Among Areas of Institutional Quality Matter for Economic Growth?” with Russell S. Sobel. 2020. Southern Economic Journal, 86(4), 1418-1445.

“Performance Efficiency in NCAA Basketball” with Jon Rezek and Joshua Pitts. 2019. Journal of Sports Economics, 20(2), 218–241.

“The Dynamic Properties of Institutional Reform: An Analysis of U.S. States.” 2019. Journal of Institutional Economics, 15(3), 539-551.

“The Path of Reform: The Consequences of Institutional Volatility” with Claudia R. Wiliamson. 2019. Kyklos, 72(3), 400-425.

“The Case for Growth.” (with Russell Sobel), Chapter 1, in Brandon N. Cline, Russell S. Sobel, and Claudia R. Williamson, eds., Promoting Prosperity in Mississippi. Mississippi State. MS: Mississippi State Institute for Market Studies.

“The Sources of Economic Growth.” (with Russell Sobel), Chapter 2, in Brandon N. Cline, Russell S. Sobel, and Claudia R. Williamson, eds., Promoting Prosperity in Mississippi. Mississippi State. MS: Mississippi State Institute for Market Studies.

“Why Capitalism Works.” (with Russell Sobel), Chapter 3, in Brandon N. Cline, Russell S. Sobel, and Claudia R. Williamson, eds., Promoting Prosperity in Mississippi. Mississippi State. MS: Mississippi State Institute for Market Studies.